Who Is This Guy?

I’m Derrick. I’m a 34 year old guy from Jersey (if you’re from here you don’t put “New” in the front) and I want YOU to create a better life for you and your family.

Speaking of families, I’m the father of two awesome, sweet and sometimes crazy boys and the husband of the most thoughtful, caring and beautiful wife. I love being with them, and that is why I started this website.

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They Lied To You

I followed the rules.

I did what everyone tells you to do…

…But there’s got to be more. Right?

Maybe you’ve gone down this path as well and it’s why you are reading this right now. It goes something like this:

  • Get good grades
  • Because of those grades you can get into a good college
  • Get good grades in college and network
  • Because of those grades and networking you get a good job
  • Do more than you’re asked at work
  • Because you do more than you’re asked you get promoted and make more money
  • Save that money for retirement
  • After 40 years of working you can retire

That’s what we were sold on as kids. This is what our parents wanted for us. Their intentions were good but its old advice in this new economy. This advice doesn’t work anymore, and I’m sure you’re starting to realize it more and more each day.

When everyone is told they need to go to college…everyone goes to college. This actually isn’t a good thing.

This increase in demand for college degrees allows the colleges to raise their costs higher than the rate of inflation. As a matter of fact, over the last 15 years the price of a higher education has risen over 38% in inflation adjusted dollars. This pushes students and/or parents into non-asset backed debt, which is never a good thing. Oh yeah, and even if you were to claim bankruptcy you can’t get rid of student loan debt, how’s that for fair.

The increase in demand has also commoditized the college degree. Think about it, if someone tells you they have a bachelor’s degree are you even impressed anymore? But decades ago you would have been. This means to stand out you are forced to go to more school. Get your master’s degree, become a lawyer, get a PhD. All of this adds to the big pile of student loan debt now hovering around $1.2 Trillion.

But it gets worse...

You were told if you got good grades in college you’d get a good job right? Well, so were 1.8 million other students graduating the same year as you. And they want jobs too.

Let’s think about supply and demand again. Since so many people want so few jobs what are the companies hiring these people going to do?

Pay people less money, right?

If I have 20 qualified people looking for a job I will offer the job to the person willing to take the least. It’s that simple. And I’m not even going to get into outsourcing jobs overseas and robotics and software with you, but be warned your job is threatened.

Alright so we followed the rules, now we have a pile of debt and a low paying job for our “skill” level.

I know you’re frustrated. I am too.

I followed this path. I climbed the corporate ladder to a six figure salary only to get laid off after working for 9 years for a company. It made me realize something that day…

…no one in corporate America cares about you. NO ONE.

Only YOU can change the outcome of your life. So, what are you going to do? Continue down the path of trading your time for dollars and hope you don’t lose your job to a layoff again. Or will you join me, create something of value and share it with the world and live up to your true potential?

I have chosen the latter and that’s why I’m writing this today.

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Staying Educated

The one thing I never stopped doing after I graduated was learning. I don’t know what it is, but I feel I have learned way more outside of school than inside.

My curiosity has made me read countless books on personal finance, investing, life hacking, business and even self-help.

I have always been a numbers guy and I really do enjoy it. I was that kid in math class that raised his hand to give every answer but in history class was called on and got every answer wrong.

Numbers just make sense to me. My biggest strength that I actually use quite often in my career as a finance professional is taking complex situations, understanding them, and presenting them in a better way. I’m the automation guy at work, people either love it or hate it, but it works!

This skill has helped me with my personal investing, but also with many other aspects of my life. That’s what I want to share with you on this website. That’s the value I want to offer to the world.

I’ve learned a lot over the 12 years since graduating and I’ve made some mistakes along the way.

I want to help you avoid those same mistakes.

What I Want To Show You

My goal for this site is to be as transparent as possible. To accomplish this, I will do periodic income reports showing you every aspect of this new business and how you can do the same.

I’m building this business based on everything I’ve learned over the years and what I continue to learn today. This new economy is for those that adapt quickly and efficiently.

In this new economy there is a specific strategy to building generational wealth that I discovered.  It's all about being able to save money, make more money, and investing that money.  It's really simple, but not easy.  Let me know what you want help with by clicking one of the buttons below.

Build a Watchlist of High-Quality Money Multiplying Stocks

Picking the right stocks is hard.  This FREE video eCourse makes the process simple.  I'll show you exactly what you should be focusing on when you are picking stocks to put on your watchlist.  These are stocks that multiply your money, not just grow it.

To be clear…

I don’t consider myself an expert in online business, marketing, or even investing although I’m pretty good at it. I am literally figuring things out as we go along on this journey and I want you to learn with me.

I will be doing experiments on this site related to online business, but I will also talk a lot about investing because it is a core aspect of building wealth. I might even talk about health and fitness because your health is tied to your wealth.

Thanks for coming to my site and reading this page. If you stuck around to the end here I know you’ll enjoy what we are doing here.  So please, let me know what you are interested in by clicking one of the buttons below.

Build a Watchlist of High-Quality Money Multiplying Stocks

Picking the right stocks is hard.  This FREE video eCourse makes the process simple.  I'll show you exactly what you should be focusing on when you are picking stocks to put on your watchlist.  These are stocks that multiply your money, not just grow it.

All The Best,

Derrick Horvath

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